How Much Does Revolut Metal Cost in the UK?
Revolut Metal costs £12.99 per month and includes a metal card, 1% cashback (in the UK), enhanced travel insurance, airport lounge access, and higher fee-free exchange limits. According to Revolut, Metal is the company's fastest-growing plan with strong uptake among frequent travellers and high-spenders.
| Feature | Premium (£6.99) | Metal (£12.99) | Ultra (£45.00) |
|---|---|---|---|
| Metal card | No | Yes | Ultra metal |
| Cashback | No | 1% UK, 1% overseas | Up to 1.5% |
| Airport lounges | No | 3/year | Unlimited |
| Insurance | Medical only | Enhanced travel + gadget | Comprehensive |
| Fee-free exchanges | Standard limits | Higher limits | Highest limits |
Metal's 1% cashback on all UK spending can return £10-30/month for typical spenders — potentially covering the subscription cost entirely.
Compare all options on our UK Finance subscriptions page.
Does Revolut Metal Auto-Renew?
Yes, £12.99 monthly from your Revolut account. Check in Revolut app > Settings > Plan.
How to Cancel Revolut Metal in the UK
Open the Revolut app > Settings > Plan > Downgrade to Premium or Standard. Your metal card continues to work as a standard card. Cashback, lounges, and enhanced insurance end.
See also our guides to Revolut Premium UK subscription and Monzo Premium UK subscription.
Is Revolut Metal Worth It in 2026?
Metal pays for itself if you spend £1,300+/month (1% cashback = £13). For frequent travellers, the airport lounges, enhanced insurance, and fee-free exchanges add significant value on top.
| Pros | Cons |
|---|---|
| 1% cashback can cover the subscription cost | £12.99/month for a bank card |
| 3 airport lounge visits per year | Cashback capped at certain limits |
| Enhanced travel and gadget insurance | Ultra at £45/month is overkill for most |
| Metal card looks and feels premium | Not all merchants accept Metal for contactless |
| Higher fee-free exchange limits | Competitors catching up (Monzo, Chase) |
Monzo Premium at £15/month offers similar features with 6 lounge visits but no cashback. Revolut Metal at £12.99 is £2 cheaper with cashback. For pure banking, Chase UK (free, 1% cashback) is worth considering.
Track Your Revolut Metal Subscription with Prunely
Prunely lets you add Revolut Metal to track monthly charges. Track alongside all subscriptions — no bank connection needed. Prunely is free for up to 5 subscriptions.
Frequently Asked Questions
How much does Revolut Metal cost?
Revolut Metal costs £12.99/month. Cancel any time. Includes metal card, 1% cashback, 3 airport lounge visits/year, enhanced insurance, and higher fee-free limits.
Does Revolut Metal have cashback?
Yes. 1% cashback on all UK card spending and 1% overseas. Cashback is credited to your Revolut account. There are monthly and annual caps — check current terms in the app.
Is Revolut Metal better than Monzo Premium?
Revolut Metal (£12.99) is cheaper than Monzo Premium (£15) and offers cashback. Monzo Premium offers 6 lounge visits vs Revolut's 3. Both include travel insurance. Choose based on which banking app you prefer.
How do I cancel Revolut Metal?
Open Revolut app > Settings > Plan > Downgrade. Metal card works as standard. Cashback and premium features end. Use Prunely to track billing.
Is the Revolut metal card worth it?
The physical card is a nice perk but the real value is in cashback, insurance, and fee-free spending. If you spend enough for the 1% cashback to cover the £12.99 fee (~£1,300/month), the card effectively pays for itself.